“A goal without a plan is just a wish.”Antoine de Saint-Exupery
From Investment strategies to protection and retirement planning in tax efficient ways, our aim is to put you in the driving seat with your money. We do this by showing you how to reach you chosen destination in the most efficient way possible. Building a plan using cashflow modelling paints a clear picture of where you are and the best route to where you want to get to. This modelling takes into account the impact of various what if scenarios you may face along the journey.
These are some of the many areas the Imperius team of experts is qualified to advise you on:
We use sophisticated tools and questionnaires to establish your tolerance for risk. Once we establish your risk profile we can discuss investing in a balanced and diversified portfolio. Over time, your risk profile might change. That is why we have regular discussions to monitor your appetite for risk and make any adjustments that might be needed.
Once we have built a portfolio you are comfortable with, we ensure your assets are working for you 24/7. We have access to a wide range of assets, platforms and cutting edge technology. This means we are able to make timely investment decisions on your behalf to keep your portfolio optimised and diversified,
Cash Flow Modelling
We use Cash Flow Modelling (CFM) to outline the various outcomes possible under different scenarios. Based on factual information from your current and future financial situation we can show you the possibilities available to you over different timescales. Whether you are an individual or SME we can help you achieve your goals over a set timeframe.
While your ultimate goal might be a comfortable retirement it’s important to plan for the big milestones along the way. This could include higher education or weddings for your children, starting your own business or even working your way through your bucket list. And, of course, priorities and milestones can change. That is why our advisers are with you every step of the way to help you adjust your plans to meet new challenges.
With an international network of advisers, we are well set to help prepare you for your retirement. Whatever your destination, onshore or offshore, our highly qualified team have experience with worldwide retirement planning options. We can help you navigate diverse cultures, tax regimes and bureaucracies to make your retirement the adventure it should be.
For most people, their pensions can be their biggest financial asset. Deciding what to do with them can also be their biggest headache. Knowing what is possible with the different kinds of pensions or how to transfer them domestically or internationally requires a great deal of expertise. Here at Imperius Wealth our expertise and our network strategic partners gives us access to a wide variety of SIPPS and QROPS solutions. We have wide experience in this area and have worked with many different nationalities and types of pension arrangements. Through our experience and independence in this area we feel placed ideally to help any client find the right solution for them and their specific needs in this area.
Higher Education Fee Funding
Did you know that state universities in Austria, Denmark, Germany and Switzerland are almost free for EU-EEA members? Facts like that are part of our ‘big picture’ view of financing higher education. 3 or 4 years at university can be expensive and student loans can be an albatross around your neck. We all want to give our children the best possible start in life through a great education. We can help you evaluate the various costs involved for jurisdictions worldwide. We also provide the right sort of products and advice to ensure that education funding can be achieved as part of a sound financial plan.
Nobody wants to pay more tax than they have to. It makes sense for both individuals and SMEs’s to plan for the most effective tax position. We have links with leading consultancies who can advise on effective tax planning as part of a holistic financial plan.
Trust And Estate Planning
A financial plan is not just about your future, it’s about the future of those you leave behind. Where and how a trust is set up can have a massive impact on how it is executed. We have access to many of the world’s leading trusts companies and their resources. Because of this. we can advise on a wide range of trust setups for most nationalities and jurisdictions.