If you are between 40-60 years of age and worked in the private sector, you may be fortunate enough to have a ‘Defined Benefit’ (DB) Pension, i.e. an occupational pension from a previous employer that amounts to a promise (not a guarantee) to pay a future retirement benefit annually (based on years’ service and salary).
You may or may not be aware of the value of this potential pension option or the fund injection that this could provide towards your retirement pot.
Learn what you need to know about Defined Benefit Pensions in our expert guide.
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