If you're the holder of a Defined Benefit Pension, here's what you need to know.
If you are between 40-60 years of age and worked in the private sector, you may be fortunate enough to have a ‘Defined Benefit’ (DB) Pension, i.e. an occupational pension from a previous employer that amounts to a promise (not a guarantee) to pay a future retirement benefit annually (based on years’ service and salary).
You may or may not be aware of the value of this potential pension option or the fund injection that this could provide towards your retirement pot.
Learn what you need to know about Defined Benefit Pensions in our expert guide.
What does this guide include?
- What is a Defined Benefit (DB) Pension
- What is an Enhanced Transfer Value (ETV)?
- Estimating the Transfer Value of your Defined Benefit (DB) Pension
- 5 reasons you might consider an ETV
- To take a DB transfer or retain a DB benefit?
- Are pension transfer values increasing?
- Things to be aware of
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