Who is this suitable for? Many Irish people have spent several years working in the UK and may have amassed some deferred pension benefits either through an ‘Occupational Pension’ plan or their own personal UK Pension Plan. If that individual has returned to reside in Ireland and intends to retire here then it makes a…
After such an eventful 2020 many working professionals and future retirees are asking themselves and us about how they can move to Spain and what are the key financial considerations. In this blog I hope to give you the key pieces of information to help you make an informed decision. Most western EU countries have…
Now the US election is hopefully over we go back into a few weeks of what will hopefully be the final Brexit negotiations. No matter which side of that argument you were on, I think everyone will agree it’s time to move forward. On January 1 st the Transition Period will end and this causes…
Q. What is Corporate Co-Director Insurance? A. Simply it is an insurance protection policy owned by the company and is affected for an amount that matches the monetary value of each Director’s business share. Why? The Directors of a private company are often the major shareholders and are charged with making the key business decisions…
Q. What is an Executive Pension (EP)? A. It is a tax-exempt Revenue approved Pension vehicle that allows business owners and key employees to get the most value from their pension contributions. It allows a business owner to transfer surplus profits from the company to his/her EP plan with no liability to Benefit-in-Kind Why? …
In this blog, Imperius Wealth’s Gerard Frew (Chartered Financial Planner) examines the changes to UK Pensions over the last few years and how the changes are affecting people with UK Pensions. Top 6 Points to consider. Legislative changes to UK Pensions On the 6th of April 2015 the UK Government passed radical legislation enabling everyone…
Irish retirees considering a move to Portugal There has been quite a lot of interest from Irish clients looking to retire somewhere tax efficient, close-by and sunny. Many look at Spain or France but once they do their research then Portugal becomes of far more interest. Portugal not only has a lot to offer in…
‘the importance of financial advice’ If you are between 40-60 years of age and worked in the private sector, you may be fortunate enough to have a ‘Defined Benefit’ (DB) Pension, i.e. an occupational pension from a previous employer that amounts to a promise (not a guarantee) to pay a future retirement benefit annually (based…
Over the past 20 years we have seen many US citizens move to Ireland to work for one of the many US multi-nationals. There have also been thousands of returning Irish who bravely moved to the USA in the 1970’s, 80’s and 90’s. An offshoot of these movements is that there are now children who…
Why Panic is for those without a Plan Background Ok, its officially a market correction, with the US ‘S&P 500 index’ down today {close of business GMT} over 25% since its high on 19/02/2020. The main factor causing this slump is the uncertainty from the health risk to the world population caused by a…
Who says retirement means you have to slow down? Gone are the days when we had to do 40 years’ hard labour before a few twilight years pottering around the garden. With a good financial plan it’s possible to spend 20, 30 or even 40 years living the life of Reilly. Skiing. Surfing. Climbing mountains.…