Market Commentary and Insights – October 2025
In February 2024, stock markets mostly rose, with the S&P 500 and Nikkei index up, but the FTSE 100 fell due to the UK’s recession. UK inflation is expected to fall, with interest rates possibly dropping by 2026. Foreign ownership of UK companies hit 60%, raising concerns over acquisitions. Nvidia’s market value soared by $700 billion, emphasizing AI’s allure. Smaller tech firms may outperform larger ones in 2024
Retirement Planning When You’ve Got Multiple Incomes
Having more than one income sounds like a win, and it usually is. But when it comes to retirement planning, things can get…
Savings & Investments
While you hope to catch up on some sleep over the busy festive period, don’t let your hard-earned savings slumber in low yielding Irish Bank Deposit accounts…
Expat Financial Advice: Navigating Your Finances Abroad with Imperius Wealth
If you think your Pension fund performance has been ‘Average’ or worse, then its time to give it a review….
Is Your Pension Costing You €450,000 Over 10 Years?
If you think your Pension fund performance has been ‘Average’ or worse, then its time to give it a review….
Market Commentary and Insights – June 2024
In June, persistently sticky inflation saw markets factor in a higher-for-longer inflation and interest rate outlook…
If your over 40, you should take a ‘Hands-on Approach’ to your Annual Pension Statement.
Whilst any younger readers (< 40yrs) can be excused for taking a passing interest to their annual Pension statement, those over 40+ should take a greater ‘hands-on approach’ to managing and reviewing their annual Pension statement.
Understanding Pension Adjustment Orders (PAOs)
When relationships end, understanding the impact on pensions can be crucial for financial security. This guide simplifies Pension Adjustment Orders (PAOs) for retail individuals navigating divorce, separation, or the end of a civil partnership
Pension contributions:
Whether you’re self-employed, part of a company pension scheme, or working in non-pensionable employment, the importance of saving for retirement is undeniable. One of the significant benefits of saving through a pension is the tax advantages provided by the government. In this blog, we’ll explore these tax-saving benefits and demonstrate why pensions are one of the most tax-efficient forms of savings
Standard Fund Threshold (‘SFT’)
The Irish Revenue SFT is currently at €2 million, this means that an individual can tax effectively build a pension fund in their working lifetime (both private and public sector up to this limit). If their fund is greater than €2m then they are liable to Irish Revenue at a chargeable excess tax rate of 40% on every Euro accumulated in their pension fund over this limit